From snow to sunshine: your December travel insurance guide

December is a month of contrasts when it comes to travel destinations. In one corner of the world, winter’s icy fingers spread a white blanket of snow, while in another, the sun’s warm embrace invites you to bask in its golden rays. 

We’ll explore how travel insurance helps ensure a safe and enjoyable journey across various December climates.

Please note any claims eligibility is subject to the terms and conditions of the travel insurance product you are purchasing. The reasons stated in this article are indicative and not binding. It is highly recommended to read our terms and conditions to see the exclusions, limits and conditions of our products. You can see all of the steps regarding making claims in the Allianz Travel Terms & Conditions.

Travel insurance: a flexible shield for December travels

Every traveller has unique needs, especially when exploring diverse destinations. Let’s delve into how travel insurance adapts to your December climate preferences, whether you’re craving a winter wonderland or a sun-soaked paradise.

Winter adventures

December brings forth plenty of opportunities for those who yearn to chase snowflakes. Whether you dream of a cosy alpine cabin in Switzerland, a thrilling ski trip to the Rockies, or a magical Christmas market in Germany, reliable travel insurance such as the options available from Allianz Travel provides much-needed coverage.

Here’s how:

Trip cancellation 

Winter weather can be unpredictable. If your dream ski holiday is disrupted due to unexpected flight cancellations or resort closures, Allianz has your back with trip cancellation coverage. You can recoup your non-refundable expenses and reschedule your winter adventure.

Sport cover

Allianz offers sports cover if you’re planning to hit the slopes. This protects you from unexpected injuries on the mountain, including medical expenses and emergency evacuation.

Lost luggage protection

The last thing you want is to arrive at your snowy destination without your gear. Allianz’s lost luggage protection ensures you’re compensated for gear or clothing that may be lost, damaged, or delayed.

Emergency assistance

Allianz’s 24/7 emergency assistance ensures you have support in case of accidents or unexpected events during your winter escapades.

Coastal getaways

Dubai, nestled in this locale, shines brightest in December, making it the optimal time for a visit. The month attracts many travellers eager to immerse themselves in the city’s dynamic lifestyle, drawing them to its inviting beaches for a refreshing retreat. Despite December technically marking winter in Dubai, the city’s distinctive climate ensures minimal rainfall and delightful cooler temperatures, creating an ideal atmosphere for exploration. All of Dubai’s renowned attractions remain accessible to the public during this time, enhancing the overall experience for visitors. Make sure you have tailored travel insurance coverage to enjoy the fun in the sun without worry. 

Medical emergencies

While chasing the sun, unexpected health issues can arise. Allianz provides comprehensive medical coverage, including overseas medical expenses and hospital stays, ensuring you receive essential care without breaking the bank.

Trip delays and interruptions

Tropical paradises are not immune to travel disruptions. Allianz offers coverage for trip delays or interruptions, reimbursing additional expenses and ensuring your sun-soaked journey remains stress-free.

Lost or delayed baggage

If your swimsuits and sunscreen are MIA upon arrival, Allianz ensures you’re compensated for the delay or loss of your baggage.

Emergency assistance

When you’re far from home, emergencies can be daunting. Allianz’s 24/7 emergency assistance will guide you through any unexpected situations, whether a sudden illness or a change in travel plans.

Explore the world with peace of mind 

Chasing snowflakes or seeking sunshine, December travel adventures offer a world of contrasts. Explore with confidence, knowing you’re protected, whether traversing a winter wonderland or lounging on a tropical beach — your journey, your way, with Allianz Travel.