Coast Guard delivers coronavirus test kits to cruise ship quarantined off California coast
More than 3,400 people on the Grand Princess are still in limbo waiting for COVID-19 test results; Claudia Cowan reports from San Francisco.
California ordered Thursday all regional full-service commercial and private insurance plans to reduce the cost of coronavirus testing.
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The Department of Insurance and Department of Managed Health Care instructed all regional commercial and Medi-Cal plans — California's Medicaid program –“immediately reduce cost-sharing — including, but not limited to, co-pays, deductibles or coinsurance — to zero for necessary medical screening and testing for COVID-19, including hospital, emergency department, urgent care and provide office visits where the purpose of the visit is to be screened and/or tested for COVID-19.”
The state also instructed patients to inform their health care providers and customer service agents of the change.
California follows the lead of Washington state and New York who've implemented similar restrictions on regional insurance providers.
CALIFORNIA CORONAVIRUS DEATH LINKED TO CRUISE SHIP
The White House issued a statement this week assuring all Americans that are covered by Medicare or Medicaid will have all costs covered associated with the testing and treatment of the coronavirus. Since Medi-Cal is California's name for the Federal Medicaid program, all of its patients will have all medical costs associated with the test and treatment of the virus covered. Private insurance plans will not.
Roughly, 9 percent of the U.S. population — and 7 percent in California — lacked health insurance in 2018, according to the Kaiser Family Foundation, and many people covered under private insurance plans have hefty deductibles.
“If you have a $7,000 deductible and don’t have $7,000, you are essentially uninsured,” said Jennifer Tolbert, the foundation’s director of state health reform. “That’s a problem when you are trying to address a crisis like this.”